August 9th, 2009
Gordo asked: I bought my house by financing through the owner (Owner financing) because my credit was not great. I have never had anything repossesed or any major credit problems. Yet my credit is not all that great. I am wondering if it has to do with not financing my house through a mortgage company.
Andrea
Tags: House Financing, House Mortgage, Mortgage Company, Owner Financing
Posted in Personal Finance | 1 Comment »
August 7th, 2009
hurleyqtgurlie asked: I’m purchasing a new car soon and I alaways see specials for financing a car thru a dealership. What is the difference? I was planning on going through my credit union.
Cathy
Tags: Auto Loan, Car Dealership, Purchasing A New Car, Purchasing Car
Posted in Buying Selling | 10 Comments »
August 4th, 2009
Kari B asked: we have a chance to purchase a house with owner financing but are being told that we have to notify them of any major improvements on the property….that sounds more like renting with the option to buy to me….can you please clarify the laws pertaining to this?
Linda
Tags: Improvements, Owner Financing, Rent, Renting, Sounds
Posted in Renting Real Estate | 3 Comments »
August 3rd, 2009
Riley W asked: I’m looking into starting a small business but apparently banks don’t loan to startups and there aren’t gov’t grants available for startups either. How do i go about getting the financing together? Are there any good resources? I am writing the business plan now.
Dawn
Tags: Banks, Business Plan, Good Resources, Starting Business, Startups
Posted in Small Business | 6 Comments »
August 2nd, 2009
Jeramy asked: I have always been curious as to how floor plan financing works for pre-owned vehicle dealerships. If a car dealer has $1M in inventory on their lot, what cash or net worth must they have available as down payment and what do they pay monthly to keep the vehicles on the lot?
Any information will be helpful. Thanks in advance.
Don
Tags: 1m, Car Dealer, Floor Plan, Pre Owned Vehicle, Vehicle Dealerships
Posted in Small Business | 1 Comment »
July 31st, 2009
grn_4tx asked: We found our dream house after a year of looking,it needs work but that’s not the problem. The house will not pass ( do to need of leveling , paint and other possible issues ) for an FHA or USDA loan. We want to do the work ourselves so an FHA Rehab loan is out of the question and we don’t have 20% to put down for a conventional loan. The house will be beautiful with a little work. Does anyone have any creative financing ideas or advice.
Ricardo
Tags: Conventional Loan, Creative Financing, Creative Ideas, Fha Loan, Paint
Posted in Renting Real Estate | 1 Comment »
July 31st, 2009
Awsome asked: If you own a website that sells stuff. How can you offer financing for people that want it? Are there any services other than Paypal? Thanks.
This is so annoying. Can’t you people read the question? IT SAYS HOW TO OFFER FINANCING? Why are you talking about accepting credit cards?
Grace
Tags: Accepting Credit Cards, Annoying People, Paypal, Website Stuff
Posted in Small Business | 2 Comments »
July 29th, 2009
Ashley asked: I’ve never financed anything before (I do have credit though so I know I can get one).
I’m wanting to finance my breast augmentation I had a question.
It’s going to cost me a little over $4300 and I was wondering if you could pay the doctor half of that and then finance the rest or if you had to finance the total lump sum then you make bigger payments on the monthly payments to get it paid off faster.
Or which way is better?
Thank you all SO much
Ruben
Tags: Breast Augmentation, Lump Sum
Posted in Personal Finance | 4 Comments »
July 28th, 2009
D B asked: There are 2 residential lots in this neighborhood that is up and coming. I want to buy the two lots but sit on them for about a year or so. How would the financing work? Do you finance something like that as you would a 30 yr mortgage?
Mario
Tags: 30 Yr Mortgage, Finance, Neighborhood, Residential Lots, Sit
Posted in Renting Real Estate | 2 Comments »
July 25th, 2009
Sasorisa asked: I bought a used car recently but it has had nothing but problems. The dealer seems to be open to exchanging the car I purchased with another one from their lot. However, I wanted to know how financing would work. Can they just amend a certain amount to the contract I current have? Will the second financing pay out the first one? Seriously I have no clue here so any help is appreciated.
Jorge
Tags: Clue, Current, Lot
Posted in Buying Selling | 1 Comment »