How does owner financing affect your credit oppose to financing your home through a bank?

August 9th, 2009
Gordo asked:


I bought my house by financing through the owner (Owner financing) because my credit was not great. I have never had anything repossesed or any major credit problems. Yet my credit is not all that great. I am wondering if it has to do with not financing my house through a mortgage company.

Andrea

What is the difference between financing a car thru a dealership and getting an auto loan through your bank?

August 7th, 2009
hurleyqtgurlie asked:


I’m purchasing a new car soon and I alaways see specials for financing a car thru a dealership. What is the difference? I was planning on going through my credit union.

Cathy

What are the differences between owner financing and rent with the option to buy?

August 4th, 2009
Kari B asked:


we have a chance to purchase a house with owner financing but are being told that we have to notify them of any major improvements on the property….that sounds more like renting with the option to buy to me….can you please clarify the laws pertaining to this?

Linda

Starting a small business. How do I get financing? Does anyone know of a good resource for good information?

August 3rd, 2009
Riley W asked:


I’m looking into starting a small business but apparently banks don’t loan to startups and there aren’t gov’t grants available for startups either. How do i go about getting the financing together? Are there any good resources? I am writing the business plan now.

Dawn

How does floor plan financing work for pre-owned dealerships?

August 2nd, 2009
Jeramy asked:


I have always been curious as to how floor plan financing works for pre-owned vehicle dealerships. If a car dealer has $1M in inventory on their lot, what cash or net worth must they have available as down payment and what do they pay monthly to keep the vehicles on the lot?

Any information will be helpful. Thanks in advance.

Don

How can I get financing for an old run down house?

July 31st, 2009
grn_4tx asked:


We found our dream house after a year of looking,it needs work but that’s not the problem. The house will not pass ( do to need of leveling , paint and other possible issues ) for an FHA or USDA loan. We want to do the work ourselves so an FHA Rehab loan is out of the question and we don’t have 20% to put down for a conventional loan. The house will be beautiful with a little work. Does anyone have any creative financing ideas or advice.

Ricardo

How can you offer financing for you products on a website?

July 31st, 2009
Awsome asked:


If you own a website that sells stuff. How can you offer financing for people that want it? Are there any services other than Paypal? Thanks.
This is so annoying. Can’t you people read the question? IT SAYS HOW TO OFFER FINANCING? Why are you talking about accepting credit cards?

Grace

Financing?

July 29th, 2009
Ashley asked:


I’ve never financed anything before (I do have credit though so I know I can get one).
I’m wanting to finance my breast augmentation I had a question.
It’s going to cost me a little over $4300 and I was wondering if you could pay the doctor half of that and then finance the rest or if you had to finance the total lump sum then you make bigger payments on the monthly payments to get it paid off faster.
Or which way is better?

Thank you all SO much

Ruben

How does financing work on a residential lot?

July 28th, 2009
D B asked:


There are 2 residential lots in this neighborhood that is up and coming. I want to buy the two lots but sit on them for about a year or so. How would the financing work? Do you finance something like that as you would a 30 yr mortgage?

Mario

How does financing work if I exchange a used car?

July 25th, 2009
Sasorisa asked:


I bought a used car recently but it has had nothing but problems. The dealer seems to be open to exchanging the car I purchased with another one from their lot. However, I wanted to know how financing would work. Can they just amend a certain amount to the contract I current have? Will the second financing pay out the first one? Seriously I have no clue here so any help is appreciated.

Jorge
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