The Lost Borrower Campaign » Personal Finance http://lostborrowercampaign.net Helping consumers find the right loans since 2008. Thu, 05 Nov 2009 14:08:43 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 How can I obtain financing if I don’t have a steady income, but do have 70% of the assets to cover it? http://lostborrowercampaign.net/how-can-i-obtain-financing-if-i-dont-have-a-steady-income-but-do-have-70-of-the-assets-to-cover-it/ http://lostborrowercampaign.net/how-can-i-obtain-financing-if-i-dont-have-a-steady-income-but-do-have-70-of-the-assets-to-cover-it/#comments Tue, 27 Oct 2009 14:41:17 +0000 admin http://lostborrowercampaign.net/how-can-i-obtain-financing-if-i-dont-have-a-steady-income-but-do-have-70-of-the-assets-to-cover-it/
kubex1 asked:


The home is selling for $470K I have $350K available but the bank won’t give me a loan w/out steady income reported through a full time job. How can I circumvent this? Alternative ways of financing?

Kansieo.com
]]> http://lostborrowercampaign.net/how-can-i-obtain-financing-if-i-dont-have-a-steady-income-but-do-have-70-of-the-assets-to-cover-it/feed/ 4 What kinf of a credit score do you need to financing on land? http://lostborrowercampaign.net/what-kinf-of-a-credit-score-do-you-need-to-financing-on-land/ http://lostborrowercampaign.net/what-kinf-of-a-credit-score-do-you-need-to-financing-on-land/#comments Sat, 05 Sep 2009 19:05:42 +0000 admin http://lostborrowercampaign.net/what-kinf-of-a-credit-score-do-you-need-to-financing-on-land/
as2633 asked:


I’d like to buy a piece of land (cost 35,000 dollars for 4.7 acres). What kind of a credit score do you need to get approved for financing? Mine is pretty good, it’s a little lower because I just graduated college and have student loans. Thanks

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]]> http://lostborrowercampaign.net/what-kinf-of-a-credit-score-do-you-need-to-financing-on-land/feed/ 3 Can you negotiate the financing rate of a secured loan with the bank? http://lostborrowercampaign.net/can-you-negotiate-the-financing-rate-of-a-secured-loan-with-the-bank/ http://lostborrowercampaign.net/can-you-negotiate-the-financing-rate-of-a-secured-loan-with-the-bank/#comments Sat, 29 Aug 2009 15:37:16 +0000 admin http://lostborrowercampaign.net/can-you-negotiate-the-financing-rate-of-a-secured-loan-with-the-bank/
wsdmskr825 asked:


I have some money put away in a CD and would like to take a small loan ($1,000) against it from the same bank. Can I negotiate the financing rate with them the same way I could with a car dealer?

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]]> http://lostborrowercampaign.net/can-you-negotiate-the-financing-rate-of-a-secured-loan-with-the-bank/feed/ 2 How does owner financing affect your credit oppose to financing your home through a bank? http://lostborrowercampaign.net/how-does-owner-financing-affect-your-credit-oppose-to-financing-your-home-through-a-bank/ http://lostborrowercampaign.net/how-does-owner-financing-affect-your-credit-oppose-to-financing-your-home-through-a-bank/#comments Sun, 09 Aug 2009 07:30:23 +0000 admin http://lostborrowercampaign.net/how-does-owner-financing-affect-your-credit-oppose-to-financing-your-home-through-a-bank/
Gordo asked:


I bought my house by financing through the owner (Owner financing) because my credit was not great. I have never had anything repossesed or any major credit problems. Yet my credit is not all that great. I am wondering if it has to do with not financing my house through a mortgage company.

Andrea
]]> http://lostborrowercampaign.net/how-does-owner-financing-affect-your-credit-oppose-to-financing-your-home-through-a-bank/feed/ 1 Financing? http://lostborrowercampaign.net/financing/ http://lostborrowercampaign.net/financing/#comments Wed, 29 Jul 2009 07:51:47 +0000 admin http://lostborrowercampaign.net/financing/
Ashley asked:


I’ve never financed anything before (I do have credit though so I know I can get one).
I’m wanting to finance my breast augmentation I had a question.
It’s going to cost me a little over $4300 and I was wondering if you could pay the doctor half of that and then finance the rest or if you had to finance the total lump sum then you make bigger payments on the monthly payments to get it paid off faster.
Or which way is better?

Thank you all SO much

Ruben

]]> http://lostborrowercampaign.net/financing/feed/ 4 What does it mean when my student loans have a zero balance due to a claim? http://lostborrowercampaign.net/what-does-it-mean-when-my-student-loans-have-a-zero-balance-due-to-a-claim/ http://lostborrowercampaign.net/what-does-it-mean-when-my-student-loans-have-a-zero-balance-due-to-a-claim/#comments Thu, 30 Apr 2009 04:49:52 +0000 admin http://lostborrowercampaign.net/what-does-it-mean-when-my-student-loans-have-a-zero-balance-due-to-a-claim/
river85715 asked:


My student loans are through NelNet and I received a letter from NelNet instructing me to stop making payments. The reason they give is that my student loan account has been paid by a claim and now has a zero balance. I have had student loans since 1995; but I also have filed bankruptcy. What does all this mean? What claim paid my loans off? Did I or someone else get sued for the money?

Glen
]]> http://lostborrowercampaign.net/what-does-it-mean-when-my-student-loans-have-a-zero-balance-due-to-a-claim/feed/ 2 Finance Related Articles http://lostborrowercampaign.net/finance-related-articles/ http://lostborrowercampaign.net/finance-related-articles/#comments Fri, 02 Jan 2009 14:12:42 +0000 admin http://lostborrowercampaign.net/finance-related-articles/
Boris Tomson asked:


Finance Job Related articles :

Asset finance means a lot to people or companies who are in the business of purchasing assets for running their business with success. Put in other words, asset finance enables in saving your working capital for other good uses by letting asset finance do the purchasing. Asset finance is especially useful for small and medium enterprises as for them it is a great lending source of working capital.http://finance-info.synthasite.com

Through asset finance you can purchase a property by way of hire purchase, lease purchase and leasing. Usually it is for vehicles such as cars, light commercial and heavy goods vehicle, plant and machinery or equipments like manufacturing, engineering and construction that asset finance is availed. The amount one can borrow under asset finance ranges from £10000 to £10000000 depending on equity in collateral. Lender will offer asset finance against any property which has greater equity in it. Since huge finance of the lender is at stake, asset finance is essential a secure financing. The property to be purchased also can be the security of asset finance.

Asset finance comes mainly in two options of hire purchase and leasing. The higher purchase option allows you to take ownership of the new asset you purchase. You can choose between fixed rate and base rate hire purchase. On the other hand under leasing agreement, the company offering asset finance agrees to purchase the asset and gives it to the customer on lease for agreed period of time at an agreed monthly or quarterly rental.

It is very important to first search for a suitable asset finance company. The field of asset finance is vast and there are companies who may be offering asset finance for a specific property purchase with specific conditions. So you shall have to extensively search and read the terms-conditions of the finance providers first. You should be very sure of your requirements from asset finance. Then only you can locate a suitable asset financer for your business.

Boris tomson is offering loan advice for quite some time. Asset Finance UK has a vast network of lenders who provide loans to the borrowers at lower APR. To find asset finance UK,asset based finance,All asset finance,Asset Finance,asset finance leasing,structured asset finance,asset finance management,fixed asset finance visit http://finance-info.synthasite.com



Matthew
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